This has recently made me a target for Saving Plans Insurance Agent.
An AIA insurance agent approached me in school a few weeks ago. I just knew that he is one, he din have to say. He started off saying that he needed to "do a survey" and I was like 'yeah right'. But I did it anyway since he's so poor thing.
A lot of Mums and Dads have Saving Plans cos they need to have savings(for themselves/their children's uni). But why would I, a student need one? Not that saving isn't important but it's $60 per mth for goodness sake.
He tried to make it sound cheap but saying it's $2 per day and can't withdraw your savings until one year later.
And So I said
"It's too expensive, I dun need it yet."
"But a lot of youngsters have it", he said.
"I think a lot of them would rather put $2 in their banks everyday than put it in your insurance PRODUCT. And your company will use all these money you collected and invest it."
"Oh did u just say AIA??? Gawd that company needs to save itself before it even try to save others"
Then he tried to explain AIA's financial crisis that happen a few months back
"Now's recession, every company is bad..."
Then I cut in,
"But AIA is ESPECIALLY bad. Sorry..."
He tried to pitch a cheaper plan, but that plan will only come up on that Friday.
And I said...
"Then u Friday then come and ask me again loh..."
(Disclaimer: I wasn't THAT bad la. But I did say most of the things that was written on this entry except in a kinder way. Oh I found out already have a savings plan. My parents bought it long ago so there's no need for 2.)